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Borrowed money from your retirement accounts - In the past 12 months, have you done each of the following?
Borrowed from retirement accounts in past year · Asked in 3 waves, 2023–2025 · 24,617 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 95% | 5% | 8750 | ±1 | |
| White | 96% | 4% | 5426 | ±1 | |
| Black | 90% | 10% | 1117 | ±3 |
| Hispanic | 94% | 6% | 1405 | ±3 |
| Asian | 97% | 3% | 520 | ±5 |
| Other | 96% | 4% | 282 | ±7 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.