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Borrowed money from your retirement accounts - In the past 12 months, have you done each of the following?
Borrowed from retirement accounts in past year · Asked in 3 waves, 2023–2025 · 24,617 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 95% | 5% | 8750 | ±1 | |
| Lower income | 95% | 5% | 3313 | ±2 | |
| Middle income | 93% | 7% | 2783 |
| ±2 |
| Upper income | 96% | 4% | 2654 | ±2 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.