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Savings account, money market account, or certificate of deposit (CD) - Do you currently have each of the following types of savings or assets?
Has savings account, money market account, or CD · Asked in 3 waves, 2023–2025 · 36,629 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 41% | 59% | 12934 | ±0.9 | |
| White | 33% | 67% | 8650 | ±1 | |
| Black | 54% | 46% | 1509 |
| ±3 |
| Hispanic | 57% | 43% | 1758 | ±2 |
| Asian | 26% | 74% | 658 | ±4 |
| Other | 61% | 39% | 359 | ±6 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.