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What is the main reason you do not have homeowners insurance?
Main reason for not having homeowners insurance · Asked in 2 waves, 2024–2025 · 987 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. Groups with an effective sample under 50 in a wave are left out of that wave.
| Group | I can’t afford it | It is not worth the cost | I self-insure or prefer not to buy insurance | No insurance company will insure my home | Other (please specify) | n | MoE | |
|---|---|---|---|---|---|---|---|---|
| All respondents |
| 43% |
| 16% |
| 15% |
| 8% |
| 18% |
| 523 |
| ±5 |
| Rural | 58% | 12% | 12% | 9% | 10% | 146 | ±9 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.