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What is the main reason you do not have homeowners insurance?
Main reason for not having homeowners insurance · Asked in 2 waves, 2024–2025 · 987 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
| Group | I can’t afford it | It is not worth the cost | I self-insure or prefer not to buy insurance | No insurance company will insure my home | Other (please specify) | n | MoE | |
|---|---|---|---|---|---|---|---|---|
| All respondents |
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| 43% |
| 16% |
| 15% |
| 8% |
| 18% |
| 523 |
| ±5 |
| Lower income | 56% | 12% | 10% | 9% | 13% | 350 | ±6 |
| Middle income | 19% | 25% | 25% | 10% | 22% | 115 | ±10 |
| Upper income | 25% | 17% | 21% | 1% | 37% | 58 | ±13 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.