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Took out another type of loan, such as a payday loan or personal loan - In addition to not paying a bill in full, did you do each of the following when you had difficulty paying a bill last month?
Took out a payday or personal loan to cover a bill · Asked in 1 wave, 2025 · 3,408 responses · weighted estimates computed from individual responses
| Group | Not selected | Took out another type of loan, such as a payday loan or personal loan | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 94% | 6% | 3408 | ±2 | |
| Less than high school | 94% | 6% | 358 | ±6 | |
| High school | 93% | 7% | 1124 | ±3 | |
| Some college |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 145 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 3,408 |
| 93% |
| 7% |
| 1119 |
| ±3 |
| Bachelor's | 95% | 5% | 570 | ±4 |
| Postgraduate | 95% | 5% | 237 | ±7 |