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Using a payday loan, deposit advance, or overdraft - Suppose that you have an emergency expense that costs $500. Based on your current financial situation, how would you pay for this expense?
Pay $500 emergency with payday loan or overdraft · Asked in 1 wave, 2022 · 2,374 responses · weighted estimates computed from individual responses
Split-ballot version: respondents randomly shown a $500 rather than $400 emergency expense.
| Group | No | Using a payday loan, deposit advance, or overdraft | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 99% | 1% | 2374 | ±2 | |
| 18–29 | 98% | 2% | 344 | ±6 | |
| 30–44 | 98% | 2% | 555 | ±5 | |
| 45–64 | 100% | 0% | 804 | ±4 | |
| 65+ |
SHED 2022 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2022 15 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 2,374 |
| 100% |
| 0% |
| 671 |
| ±4 |