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Put it on my credit card and pay it off over time - Suppose that you have an emergency expense that costs $400. Based on your current financial situation, how would you pay for this expense?
Pay $400 emergency with credit card paid off over time · Asked in 13 waves, 2015–2025 · 122,576 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 85% | 15% | 12934 | ±0.9 | |
| Men | 86% | 14% | 6458 | ±1 | |
| Women |
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 85 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 12,934 |
| SHED 2024 69 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 12,295 |
| SHED 2023 52 imputed values recoded to -1. | 2023-10-20 to 2023-11-05 | web | 11,400 | 11,400 |
| SHED 2022 47 imputed values recoded to -1. Split ballot: only respondents shown the $400 version. | 2022-10-21 to 2022-11-01 | web | 11,667 | 9,293 |
| SHED 2021 56 imputed values recoded to -1. | 2021-11-01 to 2021-11-30 | web | 11,874 | 11,874 |
| SHED 2020 | 2020-11-01 to 2020-11-30 | web | 11,648 | 11,648 |
| SHED supplemental survey, July 2020 | 2020-07-01 to 2020-07-31 | web | 4,174 | 4,174 |
| SHED supplemental survey, April 2020 | 2020-04-01 to 2020-04-30 | web | 1,030 |
| 83% |
| 17% |
| 6476 |
| ±1 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| 1,030 |
| SHED 2019 | 2019-10-01 to 2019-10-31 | web | 12,173 | 12,173 |
| SHED 2018 | 2018-10-01 to 2018-11-30 | web | 11,316 | 11,316 |
| SHED 2017 | 2017-11-01 to 2017-12-31 | web | 12,187 | 12,187 |
| SHED 2016 | 2016-10-01 to 2016-10-31 | web | 6,610 | 6,610 |
| SHED 2015 | 2015-10-01 to 2015-11-30 | web | 5,642 | 5,642 |