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If you were to lose your main source of income (for example job or government benefits), could you cover you expenses for 3 months by borrowing money, using savings, or selling assets?
Could cover three months of expenses if income were lost · Asked in 11 waves, 2015–2025 · 52,412 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 66% | 34% | 5633 | ±1 | |
| 18–29 | 71% | 29% | 1298 | ±3 | |
| 30–44 |
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 67 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 5,633 |
| SHED 2024 64 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 5,167 |
| SHED 2023 39 imputed values recoded to -1. | 2023-10-20 to 2023-11-05 | web | 11,400 | 4,921 |
| SHED 2022 50 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 4,921 |
| SHED 2021 37 imputed values recoded to -1. | 2021-11-01 to 2021-11-30 | web | 11,874 | 4,405 |
| SHED 2020 | 2020-11-01 to 2020-11-30 | web | 11,648 | 4,800 |
| SHED 2019 | 2019-10-01 to 2019-10-31 | web | 12,173 | 5,344 |
| SHED 2018 | 2018-10-01 to 2018-11-30 | web | 11,316 | 5,339 |
| SHED 2017 |
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| 72% |
| 28% |
| 1524 |
| ±3 |
| 45–64 | 60% | 40% | 1802 | ±2 |
| 65+ | 56% | 44% | 1009 | ±3 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| 2017-11-01 to 2017-12-31 |
| web |
| 12,187 |
| 5,648 |
| SHED 2016 | 2016-10-01 to 2016-10-31 | web | 6,610 | 3,303 |
| SHED 2015 | 2015-10-01 to 2015-11-30 | web | 5,642 | 2,931 |