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Last month, how did you handle your credit card bills?
How credit card bills were handled last month · Asked in 3 waves, 2023–2025 · 30,755 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
| Group | Did not use any of my credit cards so had no balances | Paid at least the minimum payment on all credit cards | Did not pay or paid less than the minimum payment on at least one card | n | MoE | |
|---|---|---|---|---|---|---|
| All respondents |
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| 6% |
| 91% |
| 3% |
| 10766 |
| ±1 |
| White | 5% | 93% | 2% | 7565 | ±1 |
| Black | 10% | 83% | 7% | 1030 | ±3 |
| Hispanic | 7% | 89% | 4% | 1300 | ±3 |
| Asian | 6% | 91% | 3% | 606 | ±4 |
| Other | 6% | 90% | 5% | 265 | ±7 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.