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Thinking about the most recent time you used a Buy Now Pay Later service, which of the following was the most important reason why you chose to finance the purchase in this way?
Most important reason for using buy now, pay later · Asked in 1 wave, 2025 · 1,935 responses · weighted estimates computed from individual responses
| Group | Avoid interest charges | Wanted to spread out payments | Wanted a fixed number of payments | Convenience | Only way I could afford it | Only accepted payment method I had | Did not want to use a credit card | n | MoE | |
|---|---|---|---|---|---|---|---|---|---|---|
| All respondents | 17% | 33% | 3% | 13% | 30% | 1% | 4% | 1935 | ±2 | |
| 18–29 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 6 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 1,935 |
| 8% |
| 37% |
| 3% |
| 13% |
| 35% |
| 1% |
| 3% |
| 429 |
| ±5 |
| 30–44 | 13% | 33% | 2% | 12% | 34% | 1% | 4% | 604 | ±4 |
| 45–64 | 24% | 29% | 3% | 12% | 26% | 1% | 5% | 619 | ±4 |
| 65+ | 25% | 29% | 3% | 15% | 19% | 1% | 7% | 283 | ±6 |