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In the past year, did any of your BNPL payments trigger an overdraft or non-sufficient-funds (NSF) fee on your bank account?
Buy Now, Pay Later triggered overdraft or NSF fee · Asked in 1 wave, 2025 · 542 responses · weighted estimates computed from individual responses
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 61% | 39% | 542 | ±4 | |
| White | 68% | 32% | 234 | ±7 | |
| Black | 57% | 43% | 157 | ±8 | |
| Hispanic | 56% | 44% | 115 | ±10 | |
| Asian † | Too few respondents | – | – | 14 | ±30 |
| Other † | Too few respondents | – | – | 22 | ±23 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 4 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 542 |