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Based on your current financial situation, what is the largest emergency expense that you could handle right now using only your savings?
Largest emergency expense coverable with savings · Asked in 4 waves, 2022–2025 · 41,815 responses · weighted estimates computed from individual responses
Version of EF7 first asked in 2022: wording or answer options differ from shed:EF7.
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
| Group | Under $100 | $100 to $499 | $500 to $999 | $1,000 to $1,999 | $2,000 or more | n | MoE | |
|---|---|---|---|---|---|---|---|---|
| All respondents | 18% |
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 68 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 6,453 |
| SHED 2024 161 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 12,295 |
| SHED 2023 131 imputed values recoded to -1. | 2023-10-20 to 2023-11-05 | web | 11,400 | 11,400 |
| SHED 2022 146 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 11,667 |
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| 13% |
| 10% |
| 10% |
| 48% |
| 12295 |
| ±1.0 |
| Men | 16% | 12% | 10% | 11% | 52% | 6230 | ±1 |
| Women | 20% | 14% | 10% | 10% | 45% | 6065 | ±1 |
SHED 2024 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.