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Because your income varies, have you and your spouse or partner struggled to pay your bills in the past 12 months?
Struggled to pay bills because income varies · Asked in 9 waves, 2016–2025 · 27,613 responses · weighted estimates computed from individual responses
Version of I12 first asked in 2016: wording or answer options differ from shed:I12.
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 64% | 36% | 3631 | ±2 | |
| 18–29 | 61% | 39% | 974 | ±3 | |
| 30–44 |
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 50 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 3,631 |
| SHED 2024 40 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 3,354 |
| SHED 2023 30 imputed values recoded to -1. | 2023-10-20 to 2023-11-05 | web | 11,400 | 3,031 |
| SHED 2022 25 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 3,128 |
| SHED 2021 25 imputed values recoded to -1. | 2021-11-01 to 2021-11-30 | web | 11,874 | 3,067 |
| SHED 2020 | 2020-11-01 to 2020-11-30 | web | 11,648 | 3,152 |
| SHED 2018 | 2018-10-01 to 2018-11-30 | web | 11,316 | 2,975 |
| SHED 2017 | 2017-11-01 to 2017-12-31 | web | 12,187 | 3,283 |
| SHED 2016 |
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| 52% |
| 48% |
| 950 |
| ±3 |
| 45–64 | 68% | 32% | 1096 | ±3 |
| 65+ | 85% | 15% | 611 | ±4 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| 2016-10-01 to 2016-10-31 |
| web |
| 6,610 |
| 1,992 |