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Would you say your current credit score has more to do with choices you’ve made or things out of your control? NOTE: This variable originates on the GSS Next follow-on, and should not be analyzed without the GSS Next-specific weights WTSSPS_NEXT or WTSSNRPS_NEXT
Own credit score due to choices or circumstances · Asked in 1 wave, 2025 · 1,065 responses · weighted estimates computed from individual responses
| Group | Entirely choices you've made | Mostly choices you've made | Both choices you've made and things out of your control | Mostly things out of your control | Entirely things out of your control | n | MoE | |
|---|---|---|---|---|---|---|---|---|
| All respondents | 31% | 30% | 32% | 6% | 2% | 1065 | ±5 | |
| Less than high school † |
General Social Survey 2024: GSS Next follow-on · US adults 18+ who completed the 2024 GSS interview and then this web follow-on (weighted to the adult population). Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| General Social Survey 2024: GSS Next follow-on | 2025-08-20 to 2025-10-21 | web | 1,065 | 1,065 |
| 19% |
| 15% |
| 51% |
| 6% |
| 9% |
| 65 |
| ±18 |
| High school | 28% | 25% | 40% | 6% | 1% | 207 | ±11 |
| Some college | 32% | 29% | 29% | 7% | 3% | 297 | ±8 |
| Bachelor's | 36% | 34% | 24% | 5% | 1% | 279 | ±8 |
| Postgraduate | 32% | 45% | 20% | 2% | 0% | 216 | ±10 |