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Suppose that you have an emergency expense that costs $400. Based on your current financial situation, how would you pay for this expense? If you would use more than one method to cover this expense, please select all that apply. [Using a payday loan, deposit advance, or overdraft]
Cover $400 emergency with payday loan or overdraft · Asked in 1 wave, 2024 · 60,000 responses · weighted estimates computed from individual responses
Wording from the year's CES guide.
| Group | Selected | Not selected | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 2% | 98% | 60000 | ±0.7 | |
| White | 2% | 98% | 40002 | ±0.8 | |
| Black | 5% | 95% | 7591 | ±2 | |
| Hispanic | 4% | 96% | 7647 | ±2 | |
| Asian |
Cooperative Election Study 2024 · US adults 18+ (YouGov opt-in panels, sample-matched to an ACS frame and weighted). Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| Cooperative Election Study 2024 | 2024-10-01 to 2024-12-09 | web | 60,000 | 60,000 |
| 1% |
| 99% |
| 1900 |
| ±4 |
| Other | 2% | 98% | 2860 | ±3 |