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Asks how confident the respondent is that a credit card application would be approved, using the same wording and scale across SHED variable names for 2013-2015, 2016, and 2017-2025.
AI-matched An AI model grouped these questions and mapped their answers onto shared categories, and a second AI review checked and corrected the grouping and mapping. No person has checked it: compare the question wordings and the answer mapping below before reading the lines against each other.
Latest: 20% answered “Somewhat confident” in Fed SHED: Confidence a credit card application would be approved, 2025.
Shares of people whose answer maps onto these categories (non-answers and answers outside the scale are left out), because surveys differ in whether they offer “don’t know.” Each column is one survey wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people whose answer maps onto these categories (non-answers and answers outside the scale are left out), because surveys differ in whether they offer “don’t know.” Each point is one survey wave at the middle of its field period. Lines from different surveys are never spliced together.
Groups differ from everyone by 15 points on average across all answers, in Fed SHED: Confidence a credit card application would be approved.
Groups differ from everyone by 12 points on average across all answers, in Fed SHED: Confidence a credit card application would be approved.
Subgroup charts are picked automatically. Of every breakdown in the data (party, ideology, age, sex, race, education, income, region, religion, and community type), these two put their groups furthest from everyone’s answers: the gap is averaged across all answer categories and waves, with each group weighted by its share of respondents. Party and ideology count as one choice, so the second chart shows a different kind of split. Groups with an effective sample under 50 in a wave are left out of that wave, and changes run from each group’s first wave to its last.
| Line | Question | Match | How answers map |
|---|---|---|---|
| Fed SHED: Confidence a credit card application would be approved | Confidence a credit card application would be approved If you were to apply for a credit card today, how confident are you that your application would be approved? Caveat: Same wording and scale; 2016 variable name | identical | Very confident → Very confident; Somewhat confident → Somewhat confident; Not confident → Not confident |
| Fed SHED: Confidence a credit card application would be approved | Confidence a credit card application would be approved If you were to apply for a credit card today, how confident are you that your application would be approved? Caveat: Same wording and scale; 2017-2025 variable name | identical | Very confident → Very confident; Somewhat confident → Somewhat confident; Not confident → Not confident |
| Fed SHED: Confidence a credit card application would be approved | Confidence a credit card application would be approved If you were to apply for a credit card today, how confident are you that your application would be approved? Caveat: Same wording and scale; different survey years (2013-2015) | identical | Very confident → Very confident; Somewhat confident → Somewhat confident; Not confident → Not confident |