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Retirement savings account, such as a 401(k) plan through an employer, IRA or Roth IRA – Do you currently have each of the following types of savings or assets?
Has a retirement savings account · Asked in 3 waves, 2023–2025 · 36,629 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 39% | 61% | 12934 | ±0.9 | |
| Lower income | 65% | 35% | 5244 | ±1 | |
| Middle income | 32% | 68% | 4056 |
| ±2 |
| Upper income | 16% | 84% | 3634 | ±2 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.