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Retirement savings account, such as a 401(k) plan through an employer, IRA or Roth IRA – Do you currently have each of the following types of savings or assets?
Has a retirement savings account · Asked in 3 waves, 2023–2025 · 36,629 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 39% | 61% | 12934 | ±0.9 | |
| Less than high school | 82% | 18% | 679 | ±4 | |
| High school | 58% | 42% |
| 3032 |
| ±2 |
| Some college | 43% | 57% | 3711 | ±2 |
| Bachelor's | 19% | 81% | 3403 | ±2 |
| Postgraduate | 13% | 87% | 2109 | ±2 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.