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Did not want to use a credit card - Thinking about the most recent time you used a Buy Now, Pay Later service, were each of the Following a reason why you chose to finance the purchase in this way?
Buy now, pay later reason: did not want a credit card · Asked in 4 waves, 2022–2025 · 6,408 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 47% | 53% | 2004 | ±2 | |
| 18–29 | 54% | 46% | 451 | ±5 | |
| 30–44 | 49% | 51% | 619 |
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 20 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 2,004 |
| SHED 2024 18 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 1,670 |
| SHED 2023 14 imputed values recoded to -1. | 2023-10-20 to 2023-11-05 | web | 11,400 | 1,455 |
| SHED 2022 10 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 1,279 |
| ±4 |
| 45–64 | 40% | 60% | 642 | ±4 |
| 65+ | 44% | 56% | 292 | ±6 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.