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Do you [and/or your spouse or partner] currently have a checking, savings, or money market account?
Has a checking, savings, or money market account · Asked in 11 waves, 2015–2025 · 119,746 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 6% | 94% | 12934 | ±0.9 | |
| 18–29 | 12% | 88% | 2091 | ±2 | |
| 30–44 |
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 34 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 12,934 |
| SHED 2024 39 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 12,295 |
| SHED 2023 48 imputed values recoded to -1. | 2023-10-20 to 2023-11-05 | web | 11,400 | 11,400 |
| SHED 2022 34 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 11,667 |
| SHED 2021 28 imputed values recoded to -1. | 2021-11-01 to 2021-11-30 | web | 11,874 | 11,874 |
| SHED 2020 | 2020-11-01 to 2020-11-30 | web | 11,648 | 11,648 |
| SHED 2019 | 2019-10-01 to 2019-10-31 | web | 12,173 | 12,173 |
| SHED 2018 | 2018-10-01 to 2018-11-30 | web | 11,316 | 11,316 |
| SHED 2017 |
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| 8% |
| 92% |
| 3002 |
| ±2 |
| 45–64 | 4% | 96% | 4200 | ±2 |
| 65+ | 1% | 99% | 3641 | ±2 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| 2017-11-01 to 2017-12-31 |
| web |
| 12,187 |
| 12,187 |
| SHED 2016 | 2016-10-01 to 2016-10-31 | web | 6,610 | 6,610 |
| SHED 2015 | 2015-10-01 to 2015-11-30 | web | 5,642 | 5,642 |