Loading…
Home equity loan or line of credit - Were you turned down or offered less credit than requested for the following types of credit in the past 12 months?
Turned down or offered less: home equity loan or line · Asked in 4 waves, 2022–2025 · 390 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. Groups with an effective sample under 50 in a wave are left out of that wave.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 37% | 63% | 126 | ±9 | |
| White | 33% | 67% | 67 | ±12 | |
| Black † | 23% |
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 2 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 126 |
| SHED 2024 2 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 99 |
| SHED 2023 | 2023-10-20 to 2023-11-05 | web | 11,400 | 93 |
| SHED 2022 1 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 72 |
| 77% |
| 24 |
| ±21 |
| Hispanic † | 44% | 56% | 29 | ±20 |
| Asian † | Too few respondents | – | – | 2 | ±74 |
| Other † | Too few respondents | – | – | 4 | ±52 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.