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Mortgage (purchase or refinance) - Were you turned down or offered less credit than requested for the following types of credit in the past 12 months?
Turned down or offered less: mortgage · Asked in 4 waves, 2022–2025 · 495 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. Groups with an effective sample under 50 in a wave are left out of that wave.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 39% | 61% | 116 | ±10 | |
| Northeast † | Too few respondents | – | – | 15 | ±27 |
| Midwest † | 37% | 63% | 25 | ±20 |
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 5 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 116 |
| SHED 2024 3 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 119 |
| SHED 2023 1 imputed values recoded to -1. | 2023-10-20 to 2023-11-05 | web | 11,400 | 117 |
| SHED 2022 1 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 143 |
| South † | 34% | 66% | 53 | ±14 |
| West † | 42% | 58% | 23 | ±22 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.