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Home equity loan or line of credit - What applied for types of credit have you in the past 12 months?
Applied for a home equity loan or line in past year · Asked in 4 waves, 2022–2025 · 16,410 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 93% | 7% | 4276 | ±2 | |
| Lower income | 94% | 6% | 1548 | ±3 | |
| Middle income | 93% | 7% |
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 92 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 4,276 |
| SHED 2024 36 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 4,111 |
| SHED 2023 24 imputed values recoded to -1. | 2023-10-20 to 2023-11-05 | web | 11,400 | 4,007 |
| SHED 2022 18 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 4,016 |
| 1440 |
| ±3 |
| Upper income | 92% | 8% | 1288 | ±3 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.