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Why did [you] choose not to submit a credit application when you desired credit in the past 12 months?
Reason for not applying for desired credit · Asked in 1 wave, 2014 · 460 responses · weighted estimates computed from individual responses
| Group | Thought you might be turned down or denied credit | Simply did not want to take on more debt | Obtained money some other way | Other | n | MoE | |
|---|---|---|---|---|---|---|---|
| All respondents | 40% | 44% | 7% | 9% | 460 | ±6 | |
| Less than high school † | 49% | 34% | 4% | 13% | 42 | ±19 | |
SHED 2014 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2014 | 2014-10-01 to 2014-10-31 | web | 5,896 | 460 |
| High school |
| 40% |
| 49% |
| 3% |
| 9% |
| 180 |
| ±10 |
| Some college | 40% | 40% | 14% | 6% | 166 | ±10 |
| Bachelor's † | 30% | 53% | – | 17% | 52 | ±19 |
| Postgraduate † | Too few respondents | – | – | – | – | 20 | ±25 |