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Approved for credit, but were not given as much credit as you applied for - In the past 12 months, has each of the following happened to you:
Approved for credit but given less than requested · Asked in 10 waves, 2015–2025 · 38,839 responses · weighted estimates computed from individual responses
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. Groups with an effective sample under 50 in a wave are left out of that wave.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 81% | 19% | 4301 | ±2 | |
| Rural | 83% | 17% | 577 | ±4 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 34 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 4,301 |
| SHED 2024 33 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 4,132 |
| SHED 2023 9 imputed values recoded to -1. | 2023-10-20 to 2023-11-05 | web | 11,400 | 4,009 |
| SHED 2022 6 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 4,019 |
| SHED 2021 10 imputed values recoded to -1. | 2021-11-01 to 2021-11-30 | web | 11,874 | 4,415 |
| SHED 2019 | 2019-10-01 to 2019-10-31 | web | 12,173 | 4,946 |
| SHED 2018 | 2018-10-01 to 2018-11-30 | web | 11,316 | 3,860 |
| SHED 2017 | 2017-11-01 to 2017-12-31 | web | 12,187 | 4,551 |
| SHED 2016 |
| 2016-10-01 to 2016-10-31 |
| web |
| 6,610 |
| 2,525 |
| SHED 2015 | 2015-10-01 to 2015-11-30 | web | 5,642 | 2,081 |