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Wanted a fixed number of payments - Thinking about the most recent time you used a Buy Now, Pay Later service, were each of the Following a reason why you chose to finance the purchase in this way?
Used buy now, pay later for a fixed number of payments · Asked in 4 waves, 2022–2025 · 6,408 responses · weighted estimates computed from individual responses
Version of BNPL4_c first asked in 2022: wording or answer options differ from shed:BNPL4_c.
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 51% | 49% | 2004 | ±2 | |
| Northeast | 50% | 50% | 306 | ±6 | |
| Midwest | 52% | 48% |
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 20 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 2,004 |
| SHED 2024 23 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 1,670 |
| SHED 2023 20 imputed values recoded to -1. | 2023-10-20 to 2023-11-05 | web | 11,400 | 1,455 |
| SHED 2022 10 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 1,279 |
| 415 |
| ±5 |
| South | 51% | 49% | 865 | ±4 |
| West | 49% | 51% | 418 | ±5 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.