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Turned down for credit - In the past 12 months, has each of the following happened to you:
Turned down for credit in the past year · Asked in 6 waves, 2020–2025 · 25,175 responses · weighted estimates computed from individual responses
Version of A1_a first asked in 2020: wording or answer options differ from shed:A1_a.
Shares of people who gave an answer. Each column is one wave, evenly spaced rather than to scale in time; hover for exact shares.
| Group | No | Yes | n | MoE | |
|---|---|---|---|---|---|
| All respondents | 74% | 26% | 4301 | ±2 | |
| White | 81% | 19% | 2801 | ±2 | |
| Black | 57% |
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| SHED 2025 34 imputed values recoded to -1. | 2025-10-17 to 2025-10-28 | web | 12,934 | 4,301 |
| SHED 2024 32 imputed values recoded to -1. | 2024-10-18 to 2024-10-31 | web | 12,295 | 4,132 |
| SHED 2023 4 imputed values recoded to -1. | 2023-10-20 to 2023-11-05 | web | 11,400 | 4,008 |
| SHED 2022 7 imputed values recoded to -1. | 2022-10-21 to 2022-11-01 | web | 11,667 | 4,019 |
| SHED 2021 5 imputed values recoded to -1. | 2021-11-01 to 2021-11-30 | web | 11,874 | 4,415 |
| SHED 2020 | 2020-11-01 to 2020-11-30 | web | 11,648 | 4,300 |
Shares of people who gave an answer. A group’s column is left blank in waves where its effective sample is under 50; hover for exact shares.
| 43% |
| 520 |
| ±4 |
| Hispanic | 65% | 35% | 612 | ±4 |
| Asian | 80% | 20% | 241 | ±7 |
| Other | 57% | 43% | 127 | ±10 |
SHED 2025 · US adults 18+. Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.