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Now, thinking about Americans in general, do you think credit scores are more the result of choices people make or things out of their control? NOTE: This variable originates on the GSS Next follow-on, and should not be analyzed without the GSS Next-specific weights WTSSPS_NEXT or WTSSNRPS_NEXT
Whether Americans' credit scores reflect choices or circumstances · Asked in 1 wave, 2025 · 1,065 responses · weighted estimates computed from individual responses
| Group | Entirely choices they make | Mostly choices they make | Both choices they make and things out of their control | Mostly things out of their control | Entirely things out of their control | n | MoE | |
|---|---|---|---|---|---|---|---|---|
| All respondents | 14% | 36% | 45% | 5% | 0% | 1065 | ±5 | |
| Northeast |
General Social Survey 2024: GSS Next follow-on · US adults 18+ who completed the 2024 GSS interview and then this web follow-on (weighted to the adult population). Shares of people who gave an answer. n is unweighted; ± is the 95% margin of error at 50% from the weighted effective sample. Groups with an effective sample under 50 are grayed; under 20, hidden.
| Poll | Field dates | Mode | Respondents | Responses |
|---|---|---|---|---|
| General Social Survey 2024: GSS Next follow-on | 2025-08-20 to 2025-10-21 | web | 1,065 | 1,065 |
| 7% |
| 38% |
| 50% |
| 3% |
| 1% |
| 173 |
| ±12 |
| Midwest | 17% | 35% | 46% | 2% | – | 283 | ±9 |
| South | 13% | 37% | 45% | 5% | 0% | 386 | ±7 |
| West | 18% | 33% | 39% | 10% | 0% | 223 | ±10 |